Great Selection of All Types of Northern Michigan Real Estate
Northern Michigan Property  

Mtg. Caculator provided by Condell Wonder Land Realty, Harrison, MI.


 
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Why Choose - Condell Wonder Land Realty, Northern Mi.


Why choose Condell Wonder Land Realty, because we are one of Harrison Michigan’s oldest Real Estate offices. We have been serving the Buying and Selling Real Estate needs of Harrison for nearly 20 years. We are open 7 days a week and have a very knowledgeable and experienced sales staff of Realtors that will be available to show you property at any time.

Condell Wonder Land Realty strives to be your one stop Northern Michigan Real Estate Office. We have a great selection of Michigan Real Estate; Homes, Homes on Acreage, Hunting Land, Waterfronts, Waterfront Lots, Acreage, Homes on Acreage, Lots, Cottages, Commercial, and Business Opportunities. As a member of the Clare-Gladwin Board of Realtors we have access to Hundreds of area MLS Listings.

We service Clare County, Gladwin County and the following communities: Harrison, Clare, Farwell, Lake George, Lake, Gladwin, Beaverton and surrounding areas. Our REAL ESTATE STAFF are very familiar with what is available and do their very best to HELP YOU FIND WHAT YOU ARE LOOKING FOR!

What you can find on our site: Access to Northern Michigan Listings in and around Harrison Mi.; Information about Clare County, Harrison and Michigan, Information about us and the areas we cover; many search tools to help us find you that Northern Michigan Property you are looking for; Use full links to informative Real Estate sites, community information about Harrison and Clare County; Buying and Selling information; News & Tips, and much more!

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